Availability & Legal
Short and plain. Ladumapay is a digital interface — software that helps eligible users reach services run by independent providers.
What Ladumapay is not
Ladumapay is not a bank, not a card issuer, not a custodian, not a financial adviser, not an exchange and not a money-transfer operator. Ladumapay does not hold user funds and does not provide regulated financial services.
Who provides the services
All financial functionality is provided by independent third parties under their own terms. Card services are provided by Entry and its authorised programme partners. Embedded wallet infrastructure is enabled by Privy. Identity checks are carried out by the providers' own verification partners.
Eligibility
Access depends on eligibility, identity verification (KYC), sanctions screening, provider terms, jurisdiction and applicable law. Providers may decline or withdraw access.
Where it is available
Ladumapay is not available where prohibited. It may not be available to residents of South Africa or of other restricted jurisdictions. Availability is determined by the providers and by applicable law, not by Ladumapay.
Ladumapay is a technology platform. Availability varies by location and eligibility.
Nothing on this page or elsewhere in Ladumapay is legal, tax or financial advice.